Health Insurance articles
In-depth, plain-language articles about health insurance from Why Insurance Me.
HMO vs. PPO: which health plan type fits you?
HMO and PPO plans are the two most common health plan types, and they take opposite approaches to flexibility and cost. Understand...
Read more →Deductible, copay, and coinsurance: what you actually pay
These four words determine your real cost of care. Once you see how they fit together, comparing plans gets much easier.
Read more →Marketplace vs. employer health plans: how to choose
If you have access to both an employer plan and the marketplace, the right choice depends on cost, subsidies, and the doctors you...
Read more →Medicare basics: Parts A, B, C, and D explained
Medicare is built from parts, and knowing what each does helps you avoid gaps and late penalties.
Read more →